If you’re too ill to continue working, the Fund offers ill-health retirement options.
In DC Core, if you’re too ill to continue working, with Nestlé’s consent, you could receive an income of up to 50% of your Pay through an Income Protection Policy. The benefit would be payable until you are capable of returning to work or reach Normal Pension Age, whichever is earlier. The level of benefit payable will be dependent on your level of incapacity.
In DC Start, if you’re too ill to continue working, with Nestlé’s consent, you may be able to use the value of your account to buy a pension from an external provider. The amount of pension you receive depends on the value of your account and the cost of buying a pension at the time - see Buying a pension.